How to Close ICICI Bank Account, Close ICICI Account Online

Close ICICI Bank Account:- Closing Your ICICI Bank Account Online. Learn How to Close a Savings Account with ICICI Bank Easily. Find Detailed Instructions for Deactivating Your ICICI Bank Account and More on

ICICI Bank Account

The ICICI bank account holds crucial legal information about the account holder, providing formal records for customer identification and verification purposes. ICICI Bank provides essential banking tools like passbooks, debit cards, credit cards, and cheque books to facilitate transactions and balance inquiries without the need for branch visits.

Close ICICI Bank Account

While ICICI bank accounts offer various benefits to clients, those wishing to terminate their membership must follow formal account closure procedures. This ensures protection against fraud and unauthorized access to banking details. The bank emphasizes the importance of returning all banking items, including cheques, passbooks, and debit/credit cards. To initiate the account closure process, customers must furnish all necessary banking details and visit an ICICI bank branch to request a closure form. A bank executive will assist in completing the required paperwork.

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ICICI Bank Account Overview

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Why Close Your ICICI Bank Account?

There could be various reasons why you might want to close your ICICI Bank account. Perhaps you’ve found better banking options elsewhere, or maybe your financial needs have changed. Whatever the reason, it’s essential to follow the proper procedure to ensure a smooth account closure and avoid any future inconveniences.

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ICICI Bank Account Closing Charges

Before proceeding with the account closure process, it’s important to be aware of the ICICI Bank account closing charges. Here’s a breakdown of the closure fees for different types of ICICI Bank accounts:

Account Type Fees Charged
ICICI Common Savings Account Less than 30 days of account opening – N/A
31 days to 1 year – ₹500
1 year after account opening – N/A
ICICI Current Account Within 14 days – NIL
After 14 days to 6 months – ₹1000
After 6 months – ₹500
ICICI Bank Demat Account NIL

Reasons for Closing an ICICI Account

There are various reasons why an ICICI member may choose to close their account permanently:

  • Dissatisfaction with the low interest rates offered.
  • Negative experiences with bank officials.
  • High transaction fees and charges.
  • Lack of essential services such as online banking.
  • Having multiple bank accounts.
  • Unhappy with the level of customer care services.

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How to Close an ICICI Bank Account?

Follow these steps to initiate the closure of your ICICI bank account or savings account. Before closing the account, certain actions need to be taken:

  • Visit your nearest ICICI bank branch
  • Request a closure form and complete all required details.
  • For joint accounts, all account holders must be present.
  • Attach all necessary KYC documents.
  • Provide copies of address and identity proof.
  • Return all banking items, including cheque books, passbooks, debit cards, and credit cards.
  • Withdraw any remaining balance from the account.
  • The bank will verify the details and release the remaining balance.
  • Choose to receive the balance in cash or transfer it to another account.
  • ICICI Bank also offers cheques for withdrawal purposes.
  • Once closed, the account cannot be reopened. The bank does not allow the revival of closed accounts.
  • Maintain a soft copy of the closure confirmation for your records.
  • The closure is only processed once all pending dues or charges have been cleared.

To complete the closure process, ensure that you have signed all necessary documents and provided copies of identity and address proof. All documents must be signed by the account holder to be considered valid. This ensures a successful closure, preventing unauthorized access to the account.

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Documents Required

For a smooth account closure process, ensure you have the following documents prepared:

  • ICICI Bank account closure form.
  • Identity proof – Aadhar card, PAN card, or passport.
  • Address proof – Utility bills or rental agreement.
  • Unused cheques and debit card – Return any unused cheques and your ICICI Bank debit card.

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In conclusion, closing your ICICI Bank account online offers a convenient and efficient way to manage your banking affairs from the comfort of your home. By following the step-by-step guide provided and considering the necessary pre-closure considerations, you can navigate the process smoothly and effectively. Remember to tie up any loose ends associated with your account, such as clearing outstanding dues and returning banking items, to ensure a seamless closure. With proper follow-up and record-keeping, you can confidently proceed with closing your ICICI Bank account online, empowering you to take control of your financial journey with ease.


How can I close my Icici account permanently online?

Navigate to the Service Requests or Customer Service section of the website. Locate the option for account closure and click on it. Complete the account closure form by providing essential details such as your account number, reason for closure, and preferred mode of fund transfer. Finally, submit the closure request online.

Which Icici account is best?

The Privilege Savings Account offers a diverse array of exclusive benefits to account holders, including discounts on locker facilities, unlimited withdrawals, dedicated banking assistance, priority services at designated banking zones, and more.

What documents do I need to close my ICICI Bank account online?

You may need documents such as the ICICI bank account closure form, identity proof (Aadhar card, PAN card, or passport), address proof (utility bills or rental agreement), and any unused cheques or debit cards associated with the account.

How long does it take to close an ICICI Bank account online?

The time taken to process the closure of an ICICI Bank account online may vary depending on factors such as the completeness of the closure request and any outstanding dues associated with the account. Typically, it may take a few days to process the closure request.

Is ICICI Bank account Safe?

ICICI Bank stands as a prominent private sector bank in India, renowned for its safety and reliability in banking services. Here are a few factors contributing to its reputation for safety: ICICI Bank operates under the regulation and supervision of the Reserve Bank of India (RBI), the country's central bank.

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