pmayuclap.gov.in CLSS Awas:-The Credit Link Subsidy Scheme (CLSS) is a government initiative under the Pradhan Mantri Awas Yojana. This article provides details about the CLSS portal and guides you on checking your application status at pmayuclap.gov.in. It also offers step-by-step instructions to assess your eligibility and calculate your subsidy.
pmayuclap.gov.in 2024
The CLAP portal, created by Pradhan Mantri Awas Yojana, allows applicants to calculate subsidies, track application status, and manage various procedures related to the credit-linked subsidy. Beneficiaries applying for housing loan subsidies use this portal. It streamlines processes, enhancing public convenience.
Clap Portal Online Overview
| Name | CLAP Portal |
| Launched by | Central Government |
| Beneficiaries | All of the beneficiaries of PMAY |
| Objective | Providing subsidy |
| Category | Govt. Scheme |
| Official website | pmayuclap.gov.in |
Central Nodal Agencies pmayuclap.gov.in
The Housing and Urban Development Department, National Housing Bank, and State Bank of India are central agencies overseeing the scheme’s implementation. They ensure the subsidy reaches the primary lending institutions effectively. Additional institutions like CAN might be notified by the Ministry of Housing and Urban Affairs for future scheme operations.
Objective of CLAP Portal
The objectives of CLAP are:
- Aadhaar Validation: Validates Aadhaar and removes duplicate application forms before subsidy claims.
- Unique Application ID: Generates a unique ID for each record.
- Application Tracking: Provides a tracking system (CLSS tracker) for applicants.
- SMS Alerts: Sends SMS alerts to borrowers and co-borrowers regarding their application status.
- Individual Record Processing: Processes records individually to prevent delays caused by grouping.
pmayuclap.gov.in Portal Features
The Clap portal offers several features for the public’s benefit:
- Transparency: Provides a transparent mechanism for the public.
- Subsidy Tracking: Allows residents to track their subsidies from home.
- No Office Visits: Eliminates the need for beneficiaries to visit offices to track subsidies.
- Subsidy Calculation: Enables users to calculate their subsidies online.
- Application ID Creation: Allows beneficiaries to generate their application ID through the website.
CLAP Portal Benefits
The CLAP portal:
- Saves Time: Saves time for applicants by avoiding delays in processing.
- Real-time Integration: Integrates in real-time with UIDAI, PMAY (U) MIS, Central Nodal Agency, and PLIs servers.
- Subsidy Calculator: Allows beneficiaries to calculate subsidies conveniently.
Eligibility Criteria For pmayuclap.gov.in 2024
People from backward categories and low-income groups can benefit from the subsidy program. The specific subsidy amounts are detailed in the following table:
| Category | Annual Household Income | Minimum Carpet Area (sq.mt) | Reduction in EMI per month | Overall Savings (INR) |
| EWS | Upto Rs. 3 lakh | 60 sq.mt | Rs. 2500 | More than 6 lakh |
| LIG | Rs. 3 to 6 lakh | 60 sq.mt | Rs. 2500 | More than 6 lakh |
| MIG-I | Rs. 6 to 12 lakh | 160 sq.mt | Rs. 2250 | More than 5.4 lakh |
| MIG-II | Rs. 12 lakh to Rs. 18 Lakh | 200 sq.mt | Rs. 2200 | More than 5.3 lakh |
Required Documents
The portal requires the following documents for availing its services:
- Aadhar card
- Voter ID card
- Caste certificate
- Domical certificate
- Below the poverty line certificate
Step To Track Application Status at pmayuclap.gov.in 2024?
To check your application status, follow these steps:
- Visit the official website provided.
- On the homepage, find and click on the “CLSS Tracker” option.
- Enter your application number in the provided space.
- Receive and enter the OTP sent to your registered mobile number.
- Click “Get Status.”
- Your application status will be displayed on the screen.
Clap Portal Calculating Subsidy
To calculate your subsidy, follow these steps:
- Click on the provided link.
- You will be directed to the subsidy calculation webpage.
- Select your figures for Annual Family Income, Loan Amount, and Tenure (Months).
- After selecting the details, the Subsidy amount will be displayed on the left side of the webpage.
Process to login at pmayuclap.gov.in Portal
To log in to the CLSS Awas portal:
- Visit the official CLSS Awas portal website https://pmayuclap.gov.in/.
- The homepage will appear.
- Click on the “Login” option.
- A new page will open where you enter your username, password, and captcha code.
- Click on the login button to access your account.
CLSS Tracker
To check your application status, you no longer need to visit the bank. The CLSS tracker includes the following stages:
- Application ID generated
- Due diligence by PLI (Primary Lending Institute)
- Claim uploaded on Central Nodal Agency Portal
- Subsidy claim approved
- Subsidy released to PLI
Conclusion
In conclusion, the CLAP Portal, an initiative under Pradhan Mantri Awas Yojana, revolutionizes the way beneficiaries access subsidies. With a user-friendly interface, it simplifies subsidy tracking and calculation processes, eliminating the need for physical visits. By integrating real-time data and efficient stages, it ensures timely approvals and subsidy disbursements. Empowering applicants, this digital platform, available at pmayuclap.gov.in, exemplifies the government’s commitment to transparent, accessible, and hassle-free housing solutions for all, ushering a new era in housing accessibility for citizens.
FAQ’s
What is the CLAP Portal under Pradhan Mantri Awas Yojana?
The CLAP Portal is a digital platform developed for beneficiaries of Pradhan Mantri Awas Yojana, providing services such as subsidy calculation, application status tracking, and more.
How can I calculate my subsidy on the CLAP Portal?
To calculate your subsidy, visit the official CLAP Portal, enter details like Annual Family Income, Loan Amount, and Tenure. The subsidy amount will be displayed instantly.
What stages are involved in the CLSS Awas application process?
The application process includes stages like Application ID generation, due diligence by PLI (Primary Lending Institution), claim upload on Central Nodal Agency Portal, subsidy claim approval, and subsidy release to PLI.
How can I track my application status on the CLAP Portal?
To track your application status, enter your application number on the CLSS Tracker section of the CLAP Portal. An OTP will be sent to your registered mobile number. Enter the OTP to view your status.
Is Aadhaar validation mandatory for CLSS Awas applications?
Yes, Aadhaar validation is a part of the application process on the CLAP Portal to ensure authentication and streamline the subsidy claim process.
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