राजस्थान ग्रामीण परिवार आजीविका ऋण योजना:- The Rajasthan Government has initiated a new program aimed at offering economic support to rural families across the state. Named the Rajasthan Rural Family Livelihood Loan Scheme, it provides interest-free loans ranging from Rs 25,000 to Rs 2 lakh to rural households. These loans are intended for non-agricultural purposes. Endorsed by the Cooperative Department of the Government, the scheme facilitates loans through various banking channels such as commercial banks, regional rural banks, cooperative banks, and small finance banks.
For those interested in availing interest-free loans through this scheme, careful reading of this article is advised. It offers comprehensive details regarding the Rajasthan Gramin Parivar Aajivika Rin Yojana 2024.
Rajasthan Gramin Parivar Aajivika Rin Yojana
Contents
The Rajasthan Government has initiated the Rural Family Livelihood Loan Scheme to extend financial aid to rural households. Through this program, up to one lakh rural families in the state will receive loans ranging from Rs 25,000 to Rs 2 lakh for non-agricultural endeavors beyond farming. Consequently, farming families in rural areas will now have access to interest-free loans for both agricultural and non-agricultural purposes.
The Cooperative Department of the Government has spearheaded the implementation of the Rajasthan Rural Family Livelihood Loan Scheme across the entire state, securing necessary approvals. The state government has allocated an interest-free loan of Rs 100 crore to facilitate the scheme’s operation. Many families in Rajasthan engage in livelihood activities such as handicrafts, small-scale industries, cutting, painting, dyeing, and printing. The government will extend interest-free loans to support such endeavors.
Gramin Parivar Aajivika Rin Yojana Overview
| Scheme Name | Rajasthan Gramin Parivar Aajivika Rin Yojana |
| Started by | Rajasthan Government |
| Beneficiary | Families from rural areas of the state |
| Objective | To provide interest-free loans for non-agricultural work |
| Loan Amount | Rs 2 lakh |
| Beneficiaries | 1 lakh rural families |
| State | Rajasthan |
| Category | Sarkari Yojana |
| Official Website | Will be launched soon |
मुख्यमंत्री डिजिटल हेल्थ योजना
Objective Gramin Parivar Aajivika Rin Yojana
The primary aim behind the initiation of the Rural Family Livelihood Loan Scheme by the Government of Rajasthan is to extend support to rural families engaged in various non-agricultural activities such as small-scale industries, cutting, weaving, dyeing, printing, handicrafts, and more. The scheme aims to offer interest-free loans to facilitate financial assistance to these families, thereby enhancing their financial stability. This initiative is expected to broaden employment opportunities for them. Under this scheme, the Rajasthan Government will cover the interest on the loan amount, relieving beneficiaries from the burden of interest payments.
Loan will be available in 15 days under Rajasthan Rural Family Livelihood Loan Scheme
Under the Rajasthan Gramin Parivar Aajivika Rin Yojana, a target has been set to provide interest-free loans to rural families within 15 days. Upon approval of the application, the government will disburse the loan within this timeframe. The funds will be made available through various banking institutions including commercial banks, regional rural banks, government banks, and small finance banks. As per the Cooperative Minister’s statement, the aim is to extend interest-free loans to a total of 1 lakh rural families, distributed as follows: 55158 loans from commercial banks, 36741 loans from regional rural banks, 5949 loans from cooperative banks, and 2152 loans from Small Financial Banks.
The selection of eligible families from rural areas will be overseen by the District Collector. Following a thorough examination of online applications, chaired by the District Collector, approved applications will be forwarded to the respective bank branches. Subsequently, the bank branches will sanction the loans within 15 days and disburse interest-free funds to the beneficiaries.
Gramin Parivar Aajivika Rin Scheme Benefits & Features
- The Rajasthan Rural Family Livelihood Loan Scheme, launched by the Cooperative Department in the state, aims to provide financial aid to rural families. With a budget of Rs 2000 crore, the government plans to offer interest-free loans to one lakh families engaged in non-agricultural activities alongside farming. Under this initiative, rural families can avail loans ranging from a minimum of Rs 25,000 to a maximum of Rs 2 lakh for non-agricultural purposes, without incurring any interest.
- Additionally, the state government has allocated Rs 100 crore as interest subsidy for the loans disbursed under this scheme. There are no processing fees associated with these loans, and beneficiaries can expect to receive the interest-free loan amount within approximately 15 days of application. To maintain eligibility, beneficiaries must renew the sanctioned loan annually, depositing any outstanding amount and securing renewal for the subsequent year. Continuous interest subsidy from the Rajasthan Government will further support beneficiaries in the years to come.
- This interest-free funding will not only enhance the living standards of rural families but also bolster their livelihoods. The scheme envisages making one lakh families in Rajasthan financially self-reliant and empowered, consequently generating new employment opportunities in rural areas and facilitating job placement for the unemployed.
Eligibility Criteria for Rural Family Aajivika Rin Yojana
To be eligible for the Rajasthan Rural Family Livelihood Loan Scheme, applicants must meet the following criteria:
- Residency Requirement: Applicants must be residents of rural areas in Rajasthan.
- Duration of Residence: Families must have resided in rural areas of the state for the past five years to qualify for the loan.
- Identification Documents: Applicants must possess both an Aadhar Card and a Jan Aadhar Card.
- Bank Account: It is mandatory for applicants to hold a bank account in either a commercial bank, regional rural bank, or government bank.
- Eligible Categories: All families of small and marginal farmers, as well as landless laborers engaged as tenants, oral leasers, sharecroppers, etc., are eligible for this scheme.
- Rural Activities: Families involved in agricultural activities and rural handicrafts are also considered eligible for this scheme.
- Kisan Card Requirement: The family member applying for the scheme must possess a Kisan Card issued by a licensed bank.
- Residency in Bank’s Working Area: Applicants must be residents of the operational area or district of the bank branch from which the loan is sought.
मुख्यमंत्री पर्यटन उद्योग संबल योजना
Required Documents
- Aadhar card
- kisan card
- Jan Aadhar Card
- income certificate
- mobile number
- email id
- passport size photo
- bank account passbook
How to Apply for Rajasthan Gramin Parivar Aajivika Rin Scheme 2024?
- The Rajasthan Rural Family Livelihood Loan Scheme has received approval from the Cooperative Department of Rajasthan for statewide implementation.
- Following approval, the scheme has been rolled out across the entire state.
- However, if you wish to apply for the Rajasthan Gramin Parivar Aajivika Rin Yojana, you’ll need to exercise patience.
- The official website for applications under this scheme has not yet been launched.
- Once the government launches the official website, we’ll promptly notify you through this article.
- This will enable you to apply for the scheme and avail the benefits of the loan amount.
- Therefore, for now, you’ll need to wait for some time before applying under this scheme.
Mukhyamantri Krishi Sa Sajuli Yojana
Conclusion
In conclusion, the Rajasthan Gramin Parivar Aajivika Rin Yojana 2024 offers a vital lifeline to rural families, providing them with access to interest-free loans for non-agricultural endeavors. With a streamlined registration process and an ambitious target to assist 1 lakh families, this initiative promises substantial benefits. Through efficient online application procedures and swift disbursement of funds within 15 days, the scheme ensures timely support to eligible beneficiaries, empowering them to enhance their livelihoods and contribute to rural development.
FAQ’s
Rajasthan Rural Livelihood Project is applicable in how many districts?
The primary aim of the scheme is to uplift the rural impoverished, with a special focus on women and marginalized communities, by enhancing economic opportunities. It is pertinent to note that the scheme is currently operational in 19 districts across Rajasthan.
When was Rajasthan Rural Family Livelihood Loan Scheme started?
On October 10, 2022, Rajasthan's Cooperative Minister, Uday Lal Anjana, announced that the Chief Minister had granted approval for the implementation of the Rajasthan Rural Family Livelihood Loan Scheme aimed at assisting families residing in the rural regions of the state.
What is Rajasthan Rural Livelihood Loan Scheme?
The scheme, known as the Rajasthan Rural Family Livelihood Loan Scheme, aims to provide interest-free loans ranging from Rs 25 thousand to Rs 2 lakh to rural families in the state. These loans are designated for non-farming purposes in rural areas and have received approval from the Government's Cooperative Department.
How can I apply for the Rajasthan Gramin Parivar Aajivika Rin Yojana?
Eligible applicants can apply for the scheme through the designated application process, which may include online or offline methods. Detailed application guidelines will be provided by the implementing authorities.
Pradhan Mantri Matsya Sampada Yojana
प्रधानमंत्री कृषि सिंचाई योजना
Karnataka Rajiv Gandhi Housing
Meet Deepmala, a 22-year-old college student and a budding author. She’s passionate about storytelling, and her writing is a window into her world of creativity. With a unique blend of authenticity and relatability, Deepmala’s work explores human emotions, relationships, and personal growth, drawing inspiration from her own experiences.