किसान क्रेडिट कार्ड 2024 Online Apply, Documents, How to Get KCC Loan Online?

किसान क्रेडिट कार्ड:- The government aims to double farmers’ income, leading to the initiation of the Kisan Credit Card Scheme. In this article, we provide comprehensive information on the scheme, including its definition, benefits, objectives, features, eligibility, necessary documents, and application process. If you desire complete details about the Kisan Credit Card Yojana, please read this article in its entirety.

Kisan Credit Card 2024

The Kisan Credit Card Scheme offers farmers a credit card with a loan limit of Rs 1.6 lakh, enabling improved farming practices. This loan helps farmers take better care of their agriculture and provides an avenue for crop insurance. The scheme has recently expanded to include cattle rearers and fishermen. To apply for a credit card under the Kisan Credit Card Yojana, visit the official website and follow the outlined procedure. Notably, farmers can avail loans at a low 4% interest rate under this scheme, and no collateral is required.

Kisan Credit Card Yojana

Kisan Credit Card Yojana Overview

Name Of The Scheme Kisan Credit Card Yojana
Started By Central Government
Beneficiary Farmer brothers of the country
Objective Providing low interest tax loans
Application Process Online
Category Sarkari Yojana
Official Website https://pmkisan.gov.in/

उत्तर प्रदेश एकमुश्त समाधान

Banks covered under Kisan Credit Card Scheme

Farmers can access the Kisan Credit Card facility through various banks such as HDFC Bank, Bank of India, Axis Bank, Punjab National Bank, State Bank of India, ICICI Bank, Bank of Baroda, and more. Under this scheme, all beneficiary farmers receive a credit card or passbook containing essential details like name, address, landholding information, borrowing limit, validity, etc. To complete the passbook, the beneficiary farmer needs to affix one passport-size photograph.

New interest rate of Kisan Credit Card Yojana

The Kisan Credit Card Scheme, initiated in 1998, witnessed a new interest rate announcement due to the impact of the Corona infection. In a special campaign, PM Narendra Modi distributed Kisan Credit Cards to over 25 lakh beneficiaries in Chitrakoot district, Uttar Pradesh, with the involvement of over 2 thousand bank branches. The scheme mandates a 7% annual interest rate on the credit card, providing agricultural insurance for crops and the area. Additionally, savings bank interest rates apply to the remaining amount. Beneficiaries can enjoy a 3% interest rate rebate and a 2% subsidy if the loan is settled within a year, resulting in a total discount of 5%. Farmers, repaying the loan within a year, will only pay 2% interest on amounts up to ₹300,000. To apply for the Kisan Credit Card Scheme, visit the official website and complete the online application.

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Kisan Credit Card Scheme Uttar Pradesh Lakshya

In Uttar Pradesh, a campaign is underway until October 10 to link farmers with Kisan Credit Cards. The aim is to provide loans for fisheries to 100,000 farmers. The Fisheries Department in Uttar Pradesh has set a target to issue Kisan Credit Cards in all districts of the state, totaling 100,000 credit cards for the entire state.

Names of Districts Credit Card
अलीगढ़ मंडल 2187
आगरा मंडल 2863
आजमगढ़ मंडल 10148
प्रयागराज मंडल 7758
कानपुर मंडल 5703
गोरखपुर मंडल 10349
चित्रकूट मंडल 4096
झांसी मंडल 3321
देवीपाटन मंडल 2811
अयोध्या मंडल 8239
बरेली मंडल 3097
बस्ती मंडल 3701
मेरठ मंडल 4552
मुरादाबाद मंडल 8409
वाराणसी मंडल 5254
विद्यांचल मंडल 3888
सहारनपुर मंडल 1494
लखनऊ मंडल 12130

अंतरजातीय विवाह योजना

Features of Kisan Credit Card

  • Farmers benefiting from the PM Kisan Samman Nidhi Yojana can also enjoy the advantages of the Kisan Credit Card Scheme.
  • To avail this, they need to submit a form to the bank.
  • The government, under the Self-reliant India scheme, is actively issuing these credit cards, offering easy and low-interest loans to farmers.
  • Restarting a closed card is simple for farmers who have previously obtained a Kisan Credit Card.
  • The card is valid for 5 years, and through the KCC form on the PM Kisan Samman Nidhi Yojana website, farmers can increase their card limit and reopen a closed card.
  • Beneficiaries can secure loans up to ₹300,000 at a 7% interest rate, inclusive of a 2% government subsidy.
  • Moreover, timely loan repayment earns farmers an additional 3% rebate, reducing the effective interest to only 4%.

Benefits of Credit Card Scheme Kisan

  • All farmers across the country can avail benefits from the Credit Card Scheme Kisan 2024.
  • This scheme extends its advantages to farmers associated with the Prime Minister Kisan Samman Nidhi Yojana.
  • The Central Government offers a loan of Rs 1 lakh 60 thousand through this credit card to facilitate improved farming practices.
  • The scheme targets 14 crore farmers nationwide, aiming to alleviate the interest burden.
  • Farmers have the flexibility to obtain loans through the Kisan Credit Card from any bank, contributing to enhanced agricultural productivity.

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Required Documents

  • The farmer must have cultivable land.
  • Farmers engaged in agricultural production, whether on their own fields, working in others’ fields, or participating in any form of crop production, are eligible to apply for the Kisan Credit Card.
  • Applicant’s Aadhaar Card
  • Farmer must be an Indian resident
  • copy of land
  • PAN card
  • mobile number
  • passport size photo

How to Apply Offline for Kisan Credit Card Scheme?

To apply for a credit card under this scheme, farmers need to visit their nearest bank branch with the required documents. Follow these steps:

  1. Obtain the Kisan Credit Card Yojana application form from the bank officer.
  2. Fill in all the necessary information on the form.
  3. Attach all required documents to the application.
  4. Submit the completed form with documents to the bank official.
  5. After verification, the farmer will receive the Kisan Credit Card within a few days.

उत्तर प्रदेश साधु पेंशन

How to Apply Kisan Credit Card Online 2024?

Through the Kisan Credit Card Yojana 2024, farmers can avail a crop loan of Rs 3 lakh at a 7% interest rate. To apply for this scheme, farmers need to follow a simple process:

  1. Visit the official PM Kisan Samman Nidhi Yojana website https://pmkisan.gov.in/.
  2. On the home page, find and click on the “Download KCC Form” option.
  3. Download the KCC Application Form PDF and fill in all the required information.
  4. Attach necessary documents to the filled application form.
  5. Submit the application form at the bank where the farmer’s account is located.

After verification, approved applicants will receive their Kisan Credit Card within 15 days. To ensure transparency, application software monitoring will be supervised by the Deputy Agriculture Director, District Magistrate, and Leading District Manager.

Process to Apply through bank under Kisan Credit Card Scheme

To apply for the Kisan Credit Card Scheme, follow these steps:

  1. Visit the official website of the bank.
  2. On the home page, click on the “Kisan Credit Card Form” option.
  3. Select the “Apply Now” option.
  4. Fill in the application form with essential details such as your name, mobile number, email ID, etc.
  5. Upload all required documents.
  6. Click on the submit option to complete the application process.

By following these steps, you can successfully apply for the Kisan Credit Card Scheme.

संत रविदास शिक्षा सहायता


In conclusion, the Kisan Credit Card Scheme serves as a pivotal initiative to support farmers by providing easy access to loans and ensuring financial security. The simplified online application process, documentation requirements, and the convenience of obtaining KCC loans online enhance accessibility for farmers across the nation. This scheme not only addresses the financial needs of farmers but also contributes to the overall well-being of the agricultural community, aligning with the government’s commitment to empowering and doubling the income of farmers.


How can I apply for a Kisan Credit Card online?

Visit the official website of the concerned bank, locate the KCC section, and follow the online application process.

What documents are required for Kisan Credit Card application?

Generally, you need identity proof, address proof, land ownership documents, passport-size photographs, and income proof.

Can I get a KCC loan online?

Yes, you can apply for a KCC loan online through the bank's official website, providing a simplified and convenient process.

How is the interest rate determined for KCC loans?

The interest rate for KCC loans is typically set by the government, and it is currently at a subsidized rate of 7%.

Can I apply for KCC if I am not a farmer under PM Kisan Samman Nidhi Yojana?

Generally, KCC benefits are extended to farmers associated with PM Kisan Samman Nidhi Yojana; however, it's advisable to check specific eligibility criteria with the bank.

Are there any additional benefits to having a Kisan Credit Card?

Besides providing loans, KCC offers agricultural insurance, and the remaining amount in the card earns interest at savings bank rates.

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