प्रधानमंत्री मुद्रा लोन योजना (पीएमएमवाई) 2024 PM Mudra Loan ऑनलाइन अप्लाई, पात्रता

प्रधानमंत्री मुद्रा लोन योजना:- The Pradhan Mantri Mudra Loan Yojana, initiated by Prime Minister Narendra Modi, offers financial support to individuals aspiring to start small businesses. Citizens can receive a loan of up to ₹1,000,000 to establish or expand their ventures. This scheme simplifies the process for entrepreneurs who wish to invest in their businesses. This article provides detailed information about the application process, required documents, eligibility criteria, benefits, and more. Reading this article till the end will equip you with all the necessary information about this scheme.

Pradhan Mantri Mudra Loan Yojana

The Central Government allocated a budget of Rs 3 lakh crore for the Mudra loan scheme. Till now, loans totaling Rs 1.75 lakh crore have been distributed. In 2023, those applying for Mudra loans won’t incur any processing charges. The loan repayment period has been extended by 5 years, easing the financial burden. People interested in this scheme receive a Mudra card, simplifying the loan process.

Pradhan Mantri Mudra Loan Yojana

PM Mudra Loan Yojana 2024 Overview

Name Of the Scheme प्रधानमंत्री मुद्रा लोन योजना
Started By By Prime Minister Narendra Modi
Beneficiary People of the country
Objective Provide Loan
Category Govt. Scheme
Official Website https://www.mudra.org.in/

Objective Of PM Mudra Yojana

The Pradhan Mantri Mudra Loan Scheme aims to help individuals who wish to start businesses but lack funds. The Central Government initiated this scheme to assist such aspiring entrepreneurs. In 2024, people can easily start their small businesses by obtaining Mudra loans. The scheme ensures simple and accessible loan provision, empowering people across the country, making them self-reliant and financially empowered.

हरियाणा मुख्यमंत्री

Types of Pradhan Mantri Mudra Yojana

This scheme offers three types of loans:

  1. Shishu Loan: Provides loans up to ₹50,000 to beneficiaries.
  2. Kishore Loan: Allots loans between ₹50,000 and ₹5,00,000 to beneficiaries.
  3. Tarun Loan: Offers loans ranging from ₹5,00,000 to ₹10,00,000 to beneficiaries.

Banks Covered under Mudra Scheme

  • Allahabad Bank
  • Bank of India
  • Corporation Bank
  • ICICI Bank
  • j&k bank
  • Punjab and Sindh Bank
  • Syndicate Bank
  • Union Bank of India
  • Andhra Bank
  • Bank of Maharashtra
  • dena bank
  • IDBI Bank
  • Karnataka Bank
  • Punjab National Bank
  • Tamil Nadu Mercantile Bank
  • Axis Bank
  • Canara Bank
  • Federal Bank
  • Indian Bank
  • Kotak Mahindra Bank
  • Saraswat Bank
  • UCO Bank
  • Bank of Baroda
  • Central Bank of India
  • HDFC bank
  • Indian Overseas Bank
  • Oriental Bank of Commerce
  • State Bank of India
  • Union Bank of India

मेरी पहचान पोर्टल

Beneficiaries of PM Mudra Loan Yojana

  • sole proprietor
  • partnership
  • service sector companies
  • micro industry
  • repair shops
  • truck owners
  • food related business
  • Seller
  • Micro Manufacturing Form

Benefits of PM Mudra Loan Scheme

  • Any individual in the country aspiring to begin a small business can avail a loan under PMMY.
  • This scheme offers loans without requiring any guarantee, making it accessible for citizens to start their businesses.
  • Moreover, there are no processing charges for the loan application.
  • The repayment period for loans under Mudra Yojana can be extended up to 5 years.
  • Additionally, loan recipients receive a Mudra card, facilitating business-related expenses.

Documents Required

People looking to start or expand small businesses can apply for loans under the Pradhan Mantri Mudra Loan Scheme 2024. To be eligible:

  • The applicant must be at least 18 years old.
  • The applicant should not have any outstanding defaults in any bank.
  • Required documents include Aadhar card, PAN card, proof of permanent address, proof of business address and establishment, balance sheet for the last three years, income tax returns, self-tax returns, and a passport-size photo.

मध्य प्रदेश सब्जी

Amount Provided so far under Pradhan Mantri Mudra Loan Scheme

Financial year PMMY loans sanctioned (in million) Amount sanctioned (in Rs crore) Amount disbursed (in Rs crore)
2021-22 53.7 3,39,110 3,31,402
2020-21 50.7 3,21,759 3,11,754
2019-20 62.2 3,37,495 3,29,715
2018-19 59.8 3,21,723 3,11,811
2017-18 48.1 2,53,677 2,46,437

How to Apply For Pradhan Mantri Mudra Yojana Online 2024?

To apply for Mudra Loan, follow these steps:

  1. Visit the official Mudra Loan Yojana website https://www.mudra.org.in/.
  2. Select the type of Mudra Yojana: Shishu, Kishore, or Tarun.
  3. Download the Application Form from the website.
  4. Print the form and fill in all the required information accurately.
  5. Attach necessary documents to the form.
  6. Submit the completed form to your nearest bank.
  7. After verification, you will receive the loan within 1 month.

By following these steps, you can easily apply for a Mudra Loan.

मुख्यमंत्री कन्या

Process to login to Mudra Portal

To access Mudra Yojana online:

  1. Visit the official Mudra Yojana website.
  2. Click on the login button on the homepage.
  3. Enter your username, password, and captcha code on the new page.
  4. Click login to access the Mudra portal.

Following these steps allows you to log in to the Mudra portal easily.

Process to view PM Mudra Yojana state wise performance

To check Mudra Loan Scheme’s state-wise performance:

  1. Visit the official Mudra Loan Scheme website.
  2. Open the homepage.
  3. Select “State wise Performance” option.
  4. Download the PDF file that appears.
  5. The downloaded file shows state-wise performance data.

This process allows you to easily view the performance of Mudra Loan Scheme across different states.

Rythu Bandhu


Pradhan Mantri Mudra Loan Yojana 2024 is an important help for small businessmen of India. The online application process has made it simple and intuitive to help people in entrepreneurship. By being eligible in this scheme, it is possible to get easier and better financial support for starting entrepreneurship. Pradhan Mantri Mudra Loan Scheme 2024 is an important step towards India’s self-reliance and development.


What is Pradhan Mantri Mudra Loan Scheme?

Pradhan Mantri Mudra Loan Yojana is a government scheme launched to provide financial assistance to small businesses. Its objective is to promote entrepreneurship.

How to apply online for Pradhan Mantri Mudra Loan?

To apply, visit the official website of Pradhan Mantri Mudra Loan Scheme. There will be online application option available, where you can apply as per eligibility.

What is included in the eligibility for Prime Minister Mudra Loan?

You must be over 18 years of age to apply. Also, the applicant should not be a defaulter in any bank.

How much time does it take after loan approval?

After application confirmation, it may take about 1 month for you to receive the loan.

How many types of loans are available in Pradhan Mantri Mudra Loan Scheme?

There are three types of loans in this scheme: Shishu Loan (up to ₹50,000), Kishore Loan (₹50,000 to ₹5,00,000), and Tarun Loan (₹5,00,000 to ₹10,00,000).

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