प्रधानमंत्री किसान मानधन योजना:- Under the PM Kisan Mandhan Yojana, the government provides pension to small and marginal farmers in India, enabling them to lead a comfortable life in their old age. Launched on 31 May 2019, the scheme offers a monthly pension of Rs 3000 to eligible farmers when they turn 60. This initiative aims to support farmers financially during their retirement years.
Pradhanmantri Kisan Mandhan Yojana 2024
Contents
- 1 Pradhanmantri Kisan Mandhan Yojana 2024
- 2 Objective of Pradhanmantri Kisan Mandhan Yojana
- 3 Payment of Pradhan Mantri Kisan Maandhan Yojana Premium
- 4 Benefits on leaving pension scheme
- 5 How to Apply for PM Kisan Maandhan Yojana 2024?
- 6 Pradhanmantri Kisan Mandhan Yojana login process
- 7 Conclusion
- 8 FAQ’s
The Farmer Pension Scheme, also known as Kisan Mandhan Yojana, is designed for farmers aged between 18 to 40 years. The central government aims to cover 5 crore small and marginal farmers. This scheme extends to farmers with cultivable land of 2 hectares or less. If a beneficiary passes away, the scheme ensures a monthly pension of Rs 1500 for the beneficiary’s wife.
Pradhanmantri Kisan Mandhan Yojana Overview
| Name Of The Scheme | प्रधामंत्री किसान मानधन योजना |
| Started By | Central Government |
| Beneficiary | small and marginal farmers |
| Objective | grant pension |
| Application Process | Online |
| Category | Govt. Scheme |
| Official Website | https://maandhan.in/ |
Objective of Pradhanmantri Kisan Mandhan Yojana
The main aim of the PM Kisan Mandhan Yojana is to support small and marginal farmers in India by offering them a monthly pension of Rs 3000 after they turn 60. This financial assistance helps them meet their needs in old age. The scheme, launched in 2024, aims to make farmers self-reliant in their later years, empower landless farmers, and provide social security to ensure a secure future for farmers and strengthen agriculture in the country.
Who may not be eligible for this scheme
The eligibility criteria for the scheme include:
- Being covered under social security schemes like NPS, ESIC, Employees’ Fund Organization, etc.
- Farmers selected under Pradhan Mantri Shram Yogi Yojana and Pradhan Mantri Vaya Vandana Yojana by the Ministry of Labor and Employment.
- Exclusion of beneficiaries with higher economic status, including institutional landholders, holders of constitutional posts, current and former Ministers/Ministers of State, members of Parliament/State Assemblies/Legislative Councils, Mayors of Municipal Corporations, and District Panchayat Chairpersons.
- Exclusion of serving or retired officers of Central/State Government Ministries/Offices/Departments, employees of Central or State PSUs, regular employees (except Multi-Tasking Staff/Class IV/Group D Employees) of Local Bodies.
- Exclusion of individuals who paid income tax in the previous assessment year.
- Exclusion of professionals like doctors, engineers, lawyers, chartered accountants, and architects registered with professional bodies.
These criteria determine who is eligible for the benefits under the scheme.
Key facts of Kisan Mandhan Yojana
- The PM Kisan Maandhan Yojana 2024 is a voluntary pension scheme for small and marginal farmers in India.
- After reaching 60 years of age, the Central Government provides a monthly pension of Rs 3000 to eligible farmers.
- The scheme aims to benefit 5 crore small and marginal farmers nationwide.
- Farmers between 18 to 40 years old can apply, and they need to pay a monthly premium ranging from Rs 55 to Rs 200.
- The Life Insurance Corporation serves as the nodal agency for this scheme.
Payment of Pradhan Mantri Kisan Maandhan Yojana Premium
To be part of the Kisan Pension Scheme, beneficiaries must pay a monthly premium. Those aged 18 years need to pay Rs 55 per month, while those aged 40 years must pay Rs 200 monthly. After reaching 60 years of age, they can enjoy the scheme’s benefits. Additionally, beneficiaries must have a bank account linked to their Aadhar card. The pension amount received in old age will be directly transferred to the beneficiary’s bank account under the PM Kisan Mandhan Yojana 2024.
Benefits on leaving pension scheme
- If someone leaves the scheme within ten years of joining, they get back their own contributions plus interest at the Savings Bank rate.
- If they leave after ten years but before turning 60, they receive their contributions with accumulated interest at the pension fund or savings bank rate, whichever is higher.
- If a contributor passes away, their spouse can either continue the scheme with the accumulated amount and regular contributions, or exit and receive the contributions with interest, whichever is higher.
- After the subscriber and spouse pass away, the remaining funds go back to the fund.
Required Documents
- Small and marginal farmers of the country will be considered eligible under this scheme.
- There should be cultivable land of 2 hectares or less.
- The age of the applicant should be between 18 to 40 years.
- Aadhar card
- identity card
- age certificate
- income certificate
- field measles khatauni
- bank account passbook
- mobile number
- passport size photo
How to Apply for PM Kisan Maandhan Yojana 2024?
To apply for the Kisan Mandhan Yojana 2024, interested small and marginal farmers should follow these steps:
- Gather all necessary documents and visit the nearest Public Service Center (CSC) https://maandhan.in/.
- Submit your documents to the Village Level Entrepreneur (VLE) at the CSC and make the required payment.
- The VLE will link your Aadhaar card to your application, enter personal and bank details, and calculate the monthly contribution based on your age.
- The Enrollment cum Auto Debit Mandate form will be printed, signed by you, and scanned and uploaded by the VLE.
- Upon completion, the Kisan Pension Khata Number will be generated, and your Kisan Card will be printed.
By following these steps, farmers can apply for the scheme and avail its benefits.
Pradhanmantri Kisan Mandhan Yojana login process
To sign in to the Kisan Mandhan Yojana official website, follow these steps:
- Go to the official website of Kisan Mandhan Yojana.
- Click on the “Sign In” option on the homepage.
- Choose the appropriate option: “Self Enrollment” or “CSC VLE.”
- Enter your Mobile Number, Username or Email ID, Password, and Captcha Code on the new page.
- Click on “Sign In” to log in successfully.
This process allows you to access the website and your account.
Conclusion
Pradhan Mantri Kisan Maandhan Yojana 2024 has taken a step in a new direction of economic security for Indian farmers. This scheme sensitizes self-reliant small and marginal farmers, so that they can get financial assistance in old age. The registration process is simple and easy, so that farmers can easily avail the benefits of this scheme. This effort will boost the strength of the Indian agriculture sector, thereby making the lives of our farmers secure and prosperous.
FAQ’s
What is Pradhan Mantri Kisan Maandhan Yojana?
Pradhan Mantri Kisan Maandhan Yojana is a government scheme launched to provide economic security to small and marginal farmers of India.
Who is eligible for this scheme?
The beneficiaries of this scheme are those farmers whose income is less than Rs 15 lakh in 2024 and who are in the age group of 18 to 40 years.
How to register?
Visit the official website, share the required documents and information, visit the local Common Service Centre, submit the application, and fill the restricted approval form to grant commission to your account.
Is this scheme for self-reliant farmers?
Yes, Pradhan Mantri Kisan Maandhan Yojana is for self-reliant small and marginal farmers, so that they can get financial security in old age.
How much pension will be given under this scheme?
According to the scheme, a monthly pension of Rs 3000 will be provided to the beneficiary on completion of 60 years of age.
How will this scheme help in the economic security of farmers?
This scheme will help in the financial security of farmers by providing them financial assistance in their old age, so that they can remain self-reliant and their life is secure.
Meet Deepmala, a 22-year-old college student and a budding author. She’s passionate about storytelling, and her writing is a window into her world of creativity. With a unique blend of authenticity and relatability, Deepmala’s work explores human emotions, relationships, and personal growth, drawing inspiration from her own experiences.